High Springs, Florida Mortgage Rates

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High Springs Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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High Springs Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in High Springs are even LOWER!

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    High Springs is a city in Alachua County, Florida, United States. The population was 5,350 at the 2010 census.[4]

    The present-day area of High Springs was first settled on a permanent basis by English-speaking people during the late 1830s. One of the earliest settlements in the vicinity was at Crockett Springs, located about three miles east of present-day High Springs. Settlers who were living there during the 1840s included Fernando Underwood and Marshal Blanton. A discernible town began to develop in the early 1880s after the Savannah, Florida & Western Railway was constructed and several phosphate mines were established. A railroad station and a post office called Santaffey were established in 1884. The post office was renamed Santa Fe a few months later, then Orion the next year, and in 1888 it became High Springs, and the town was officially incorporated in 1892.[5] The town had a population over 1,500 at the end of the 1890s and was the second largest by population in the county.[6]